Getting care in Wyoming without insurance

Who can get Wyoming Medicaid

Wyoming Medicaid is the state's health program for people with low incomes. The state says it pays for medical care for some low-income and medically needy individuals and families. The words "some" and "medically needy" matter, because the program is narrower here than in most states.

KFF, a health policy research group, counts Wyoming among the 10 states that have not expanded Medicaid. Wyoming's table entry reads "Not Adopted" in KFF's October 2026 tracker.

KFF's January 2026 data shows what that means for adults. A parent in a family of three can qualify with an income up to 43 percent of the federal poverty level. The federal poverty level is a yearly income line the government uses to measure poverty. Other adults, such as a single adult with no children, have a limit of zero.

Is there a coverage gap in Wyoming?

A gap can happen here. Help with Marketplace costs generally starts once your income reaches the poverty level. An adult with no child at home and an income below that line can get no Wyoming Medicaid and no Marketplace help. Parents between 43 percent and 100 percent of the poverty level can land in the same spot.

Community health centers were built to serve people in your situation. Rules can change, so ask Wyoming Medicaid for the latest.

How do I apply for Wyoming Medicaid?

The Wyoming Department of Health offers three main ways to apply.

• You can use the state's online web portal to apply for or renew Medicaid.
• You can call 1-855-294-2127 to apply or to check on your case. The TTY line for people who are deaf or hard of hearing is 1-855-329-5204.
• You can print a paper application from the Department of Health website and send it in.

If you are under 65, you can also start on HealthCare.gov, which passes your information to the state if you look eligible. Applying costs you nothing, and it is the only way to find out for sure if you qualify.

What if I do not qualify for Medicaid?

You may be able to buy a plan on HealthCare.gov, and the help with monthly costs depends on your income. People who lost job-based coverage can read our guide on what to do after losing insurance. Our guide on the Medicaid gap covers what to do when you fall between the two, and our guide for people with no insurance gives the wider picture.

Community health centers in Wyoming

The Wyoming Primary Care Association supports the state's centers. Its website describes them as providing health care to anyone who needs it, and it has a page about the state's community health centers. The federal Health Resources and Services Administration (HRSA) also has a free Find a Health Center tool where you enter your city or zip code.

Wyoming covers a lot of ground, and some towns are far from the nearest clinic. Please call before you drive and ask about becoming a new patient, income papers and the fee. Our guide to community health centers explains how they work, and our guide on sliding scale clinics explains how those fees work.

How can I check that a Wyoming doctor is licensed?

The Wyoming Board of Medicine has a License Lookup page for physicians and physician assistants. The board says to type the license number only or the last name only. If you enter more than that, the search may return nothing.

You can find it by searching for Wyoming Board of Medicine license lookup. Look up a new doctor before you pay a membership fee.

Direct primary care in Wyoming

Wyoming passed a direct primary care law in 2016. The bill, Senate File 49, took effect on February 29, 2016. The Legislative Service Office summary says it exempts direct primary care agreements from insurance regulation.

The same summary describes these agreements as written contracts. They set out the health care services you get for a regular fee. They also stop the doctor from seeking extra payment from your insurance or other third parties for those services.

A membership of this kind is not insurance. Emergency care, a hospital stay or surgery is not part of a membership. You can search for cash-pay doctors in our directory. Our direct primary care guide and our guide to what it costs can help you plan.

Emergencies in Wyoming

If you have chest pain, trouble breathing or heavy bleeding, call 911 or go to the nearest emergency room. Under a federal law called EMTALA, the emergency room must examine and stabilize you whether or not you have insurance.

Our guides on emergency room care without insurance and hospital financial assistance show how to handle the bill.