Free health care calculators

The short answerThese two free tools help you sort out health coverage and costs. One estimates whether you may get Medicaid or help paying for a plan. The other compares a year of direct primary care with a health plan.

Both tools run on your own device. The numbers you type are not saved or sent anywhere, and we never ask for your name or email. Each tool takes about one minute, and shows its sources and every step of its math.

What each tool does

Do I qualify for Medicaid?

Medicaid eligibility and coverage gap calculator. Enter your state, family size and yearly income. The tool tells you in plain words which help you may get. That includes Medicaid, help paying for a plan, and help while you are pregnant.

Is direct primary care cheaper for me?

Direct primary care vs insurance cost calculator. You answer four tap questions, and the tool shows about what a year costs with a regular plan and with direct primary care. A detailed version lets you use your own numbers.

What if I have an emergency?

If you think you are having an emergency, call 911 or go to the nearest emergency room right away. Federal law requires an emergency room to examine and stabilize you whether or not you have insurance (read about the law).

Find a doctor near you

These tools give estimates from public numbers. They do not make decisions about your coverage. If you have a medical emergency, call 911.